The statistics by Department of Insolvency, Malaysia indicated that over the past years, the bankruptcy cases go up and down trend. The result can be considered as not being dead in water due to decrease of bankruptcy cases in 2018. However, different scenario is arising pertaining bankruptcy whereby the statistics revealed that the age group that had been declared bankrupt in 2018 was dominating by youth. Not only that, Selangor was remained to be listed as the highest bankruptcy cases si...